Most people think that if they just pay their bills on time that their credit score will always be high.  Reality is that 35% of your credit score is actually decided by making on time payments and the other 65% is made up of various other factors.

The secret credit hacks shared in this module will literally save you thousands if not tens of thousands of dollars.  If you paid even half a percent less on your mortgage then that could be worth tens of thousands of more in lower interest savings, so these credit hacks can pay off big time.

In this course you will learn:

 How to use smart debt reduction techniques to save thousands.

How the credit bureaus calculate your score.

The process of building a strong credit asset.